AGREEMENT
You understand and agree that you are applying for credit by providing the information to
complete and submit this credit application. We may keep this application and any other
application submitted to us and information about you whether or not the application is approved.
You certify that the information on the application and in any other application submitted to us, is true and complete.
You understand that false statements may subject you to criminal penalties. The words "you," "your" and "yours" mean
each person submitting this application. The words "we," "us," "our" and "ours" as used below refer to us, the dealer,
and to the financial institution(s) selected to receive your application. You authorize us to submit this application
and any other application submitted in connection with the proposed transaction to the financial institutions disclosed
to you by us the dealers. This application will be reviewed by such financial institutions on behalf of themselves and us the dealer.
In addition, in accordance with the Fair Credit Reporting Act, you authorize that such financial institutions may submit your
applications to other financial institutions for the purpose of fulfilling your request to apply for credit.
You agree that we may obtain a consumer credit report periodically from one or more consumer reporting
agencies (credit bureaus) in connection with the proposed transaction and any update, renewal, refinancing,
modification or extension of that transaction. You also agree that we or any affiliate of ours may obtain one or more consumer
credit reports on you at any time whatsoever. If you ask, you will be told whether a credit report was requested, and if so,
the name and address of any credit bureau from which we or our affiliate obtained your credit report. You agree that
we may verify your employment, pay, assets and debts, and that anyone receiving a copy of this is authorized to provide
us with such information. You further authorize us to gather whatever credit and employment history we consider necessary
and appropriate in evaluating this application and any other applications submitted in connection with the proposed transaction.
You understand that we will rely on the information in this credit application in making our decision. We may monitor and record
telephone calls regarding your account for quality assurance, compliance, training, or similar purposes.
By providing your cell phone number on this application, you are consenting to receive servicing and
collection calls on your cell phone using an auto dialer or a prerecorded message. This consent applies to the dealer,
who is the originating creditor in this transaction, as well as any assignee who may purchase your credit contract from the dealer.
FEDERAL NOTICES
You understand and agree that you are applying for credit by providing the information to complete and submit this
credit application. We may keep this application and any other application submitted to us and information about you whether or not
the application is approved. You certify that the information on the application and in any other application submitted to us, is
true and complete. You understand that false statements may subject you to criminal penalties. The words "you," "your" and "yours"
mean each person submitting this application. The words "we," "us," "our" and "ours" as used below refer to us, the dealer, and to
the financial institution(s) selected to receive your application. You authorize us to submit this application and any other application
submitted in connection with the proposed transaction to the financial institutions disclosed to you by us the dealers. This application
will be reviewed by such financial institutions on behalf of themselves and us the dealer. In addition, in accordance with the Fair Credit
Reporting Act, you authorize that such financial institutions may submit your applications to other financial institutions for the purpose
of fulfilling your request to apply for credit. You agree that we may obtain a consumer credit report periodically from one or more consumer
reporting agencies (credit bureaus) in connection with the proposed transaction and any update, renewal, refinancing, modification or extension
of that transaction. You also agree that we or any affiliate of ours may obtain one or more consumer credit reports on you at any time whatsoever.
If you ask, you will be told whether a credit report was requested, and if so, the name and address of any credit bureau from which we or our
affiliate obtained your credit report. You agree that we may verify your employment, pay, assets and debts, and that anyone receiving a copy of
this is authorized to provide us with such information. You further authorize us to gather whatever credit and employment history we consider
necessary and appropriate in evaluating this application and any other applications submitted in connection with the proposed transaction.
You understand that we will rely on the information in this credit application in making our decision. We may monitor and record telephone
calls regarding your account for quality assurance, compliance, training, or similar purposes. By providing your cell phone number on this
application, you are consenting to receive servicing and collection calls on your cell phone using an auto dialer or a prerecorded message.
This consent applies to the dealer, who is the originating creditor in this transaction, as well as any assignee who may purchase your credit
contract from the dealer.
STATE NOTICES
California Residents: An applicant, if married, may apply for a separate account. Maine and Tennessee Residents: You must have physical
damage insurance covering loss or damage to the vehicle for the term of the contract. For a lease, you must also have the liability insurance as
described in the lease. You may purchase required insurance through any insurance agent or broker and from any insurance company that is reasonably
acceptable to us. You are not required to deal with any of our affiliates when choosing an agent, broker or insurer. Your choice of a particular
insurance agent, broker or insurer will not affect our credit decision, so long as the insurance provides adequate coverage with an insurer who
meets our reasonable requirements. New Hampshire Residents: If you are applying for a balloon payment contract, you are entitled,
if you ask, to receive a written estimate of the monthly payment amount for refinancing the balloon payment in accord with the creditor’s
existing refinance programs. You would be entitled to receive the estimate before you enter into a balloon payment contract. A balloon contract
is an installment sales contract with a final scheduled payment that is at least twice the amount of one of the earlier scheduled equal periodic
installment payments. New York Residents: In connection with your application for credit, a consumer report may be obtained from a
consumer reporting agency (credit bureau). If credit is extended, the party or parties extending credit or holding such credit may order
additional consumer reports in connection with any update, renewal or extension of the credit. If you ask, you will be told whether a consumer
report was requested and, if so, the name and address of any consumer reporting agency (credit bureau) from which such credit report was obtained.
Ohio Residents: Ohio laws against discrimination require that all creditors make credit equally available to all creditworthy customers and that
credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers
compliance with this law. Rhode Island Residents: Consumer reports may be requested in connection with this application. Buyer has the right of
free choice in selecting an insurer to provide insurance required in connection with this transaction subject to our reasonable approval in
accordance with applicable law. Vermont Residents: You authorize us and any financial institution with which this credit application is shared,
and each of their respective employees or agents, to obtain and verify information about you (including one or more credit reports, information
about your employment and banking and credit relationships) that they may deem necessary or appropriate in evaluating your credit application.
If your credit application is approved and credit is granted, you also authorize the parties granting credit or holding your account, and their
respective employees and agents, to obtain additional credit reports and other information about you in connection with reviewing the account,
increasing the available credit on the account (if applicable), taking collection on the account, or for any other legitimate purpose.
Married Wisconsin Residents: No provision of any marital property agreement, any unilateral statement under Wis. Stat § 766.59 or any court
decree under § 766.70 applied to marital property adversely affects our interest unless you furnish a copy of the agreement, statement, or court
decree or we have actual knowledge of such adverse provision before credit is granted. If you are making this credit application individually and
not jointly with your spouse, complete Section A about yourself and Section B about your non-applicant spouse. Your non-applicant spouse should
not sign the credit application if you are applying for individual credit.